Bah! Humbug!

'tis the season...

I love helping people. Everyone knows that. Some people think I am easy to take advantage of. Others appreciate me for who I am, and what I do, regardless of motive.

Every year it's like a broken record. People needing help. They didn't need help when they took a vacation over Spring Break with their tax return. They didn't need help when they were buying that $200 video game system with their bonus. Nope. They had the money to spend. But now? Now they need help. Just like last year. And the year before that.

You know what the problem is? It's not that you have fallen upon hard times. It's that you have fallen upon hard times and you did absolutely nothing to prepare yourself financially. You had $3000 at tax time. You could have placed it into savings for those car repairs, birthday gifts, and for the holiday season but no. You decided you "deserved" a vacation. Your family "deserved" quality time together.

Guess what? We ALL want time off. Most of us have EARNED a vacation. We choose to do the responsible thing as adults. As parents. We set back some money knowing that throughout the year we will likely have unexpected expenses.

There was no way for me to know that my son would suddenly need glasses this year. Shit happens. Shit that costs hundreds of dollars. No one told me my oldest would wreck our car. $500 deductible. That sucks big fat donkey balls. I'm sure glad we put my husbands bonus in savings. It still sucks but...at least we can take care of business.

I'm sorry. I normally try to keep things positive on my blog, and I rarely write anyway so like...sorry to all 5 people who will read this but...DAMN! Why are so many people asking for help year after year? Do they just not know how to be financially responsible or do you think they just know someone will bail them out every year?

It aint gonna be me. Not this year. Not again. No way. I'm done with helping those who refuse to help themselves.